VA Unemployability for PTSD

Dealing with PTSD is tough, especially when it keeps you from working. That’s where TDIU (Total Disability Individual Unemployability) comes in—it’s a benefit that can help you if your PTSD makes it hard to keep a job.

What is TDIU?

TDIU stands for Total Disability Individual Unemployability. It’s a VA benefit that helps veterans who can’t maintain regular employment due to service-connected disabilities like PTSD. With TDIU, you receive benefits as if you are 100% disabled, even if your rating is lower.

Your PTSD must be rated in combination with other conditions at 70% total with one of those at 40% Or your PTSD must be a minimum of 70% alone to meet the requirement of a single disability at 60% (since no mental health condition is rated at 60%).

Eligibility for TDIU

To qualify for TDIU, you need to meet certain criteria:

• Single Disability: Your condition must be rated at least 60% or higher or
• Multiple Disabilities: You must have a combined rating of at least 70%, with one condition rated at least 40%. Since PTSD is rated at odd increments, you would need a 70% rating to meet the single disability rating requirements and a 50% rating to meet the requirements for combined ratings if PTSD is your main disability. 

Can You Get TDIU with a 50% or 70% PTSD Rating?

50% PTSD Rating: A 50% rating indicates moderate impairment. While it may challenge your work efficiency, it doesn’t necessarily prevent employment. However, if you have additional service-connected disabilities that combine to a higher rating, you might qualify for TDIU.

70% PTSD Rating: A 70% rating reflects severe impairment with significant challenges in social and work settings. This rating alone can significantly strengthen your TDIU claim, as it shows the debilitating impact of PTSD on your ability to work.

How to Apply for TDIU

To apply for TDIU, you need to:

• Gather Medical Evidence: Collect all medical records and evidence showing how PTSD affects your ability to work. This includes records from doctors and mental health professionals.
• Submit Lay Statements: Include statements from yourself and others who know how PTSD impacts your daily life and work capabilities.
• Attend C&P Exams: Make sure to attend all Compensation and Pension exams scheduled by the VA.

By understanding the eligibility criteria and properly documenting your PTSD’s impact on your life, you can strengthen your claim for TDIU and ensure you receive the benefits you deserve.

Content Reviewed by

Attorney Matthew Hill

Attorney Matthew Hill, licensed in Florida and Washington D.C., a dedicated advocate for disabled veterans with over two decades of experience, reviewed the information in this post.